‘I nearly lost my £10k when a letter was sent to my old address’

James Rixon All, Article, Pension Leave a Comment

‘I nearly lost my £10k when a letter was sent to my old address’ – must read article on pension transfers from This is Money… http://www.thisismoney.co.uk/money/pensions/article-4470206/Victory-worker-lost-10k-Reckitt-pension.html Call The Mellor Practice on 01903 882007

Are you losing money in cash ISAs?

James Rixon All, Article, Investment, ISA Leave a Comment

A recent report reveals the true scale of losses people who keep their long-term savings in cash ISAs have suffered, compared with those taking a more diversified investment approach. Read more on this here: https://lnkd.in/dTaUy9E Call The Mellor Practice on 01903 882007 Remember, the value of your investments can go down as well as up, so you could get back …

Paying for long-term care: are you prepared?

James Rixon Article, long term care Leave a Comment

Most people have to pay some or all of the cost of their long-term care and their family home is likely to be the largest asset on which they will need to draw to meet care costs – unless they make other arrangements. Talk to The Mellor Practice on 01903 882007 to see how we could help…. http://www.lighthousegroup.plc.uk/paying-for-long-term-care-are-you-prepared/

Have you thought about reducing your Inheritance Tax bill…? (Case Study)

James Rixon All, IHT Leave a Comment

Mrs A, a divorcee who approached us for help with reducing her Inheritance Tax bill. She has a valuable house in London and a small portfolio of buy-to-let properties. Her income is relatively modest in spite of her large Inheritance tax bill – approaching £200,000 – and as she is now retired, she does not wish to take on a …

How flexible is your Pension…? (Case Study)

James Rixon All, Pension Leave a Comment

Mr D is reducing his hours at work from 5 days to 3 and needs to top up his income from his pension savings, with a view to increasing the income drawn down when he retires fully in 5 years. He contacted us with questions on the options open to him. He does not wish to use annuities as this …

Working after State Pension age

James Rixon All, Article, Pension Leave a Comment

What happens if you want to keep working after you reach State Pension age? Do you have to retire? Read more here: https://lnkd.in/dCf3Tgx

Buy-to-let investors remortgage homes to pay…

James Rixon All, Article, buy-to-let Leave a Comment

Buy-to-let investors are re-mortgaging homes to pay down landlord loans ahead of higher tax reports Telegraph Money: https://lnkd.in/dKtRfrU

How risky are the family finances?

James Rixon All, Article, family Leave a Comment

Do you know how your family would pay the bills if you were unable to work for any length of time? All of us are exposed to a certain amount of financial risk. For instance, how would you and your family pay the bills if you were unable to work for any length of time, or worse still, if you …

Expect the unexpected – cyber security – 2017 and beyond

James Rixon All, Article, fca, regulation, security Leave a Comment

Speech by Nausicaa Delfas, Executive Director at the FCA, delivered at the Financial Information Security Network Read in full here: https://lnkd.in/dguSA67

Apprentice Business Support Administrator Required

James Rixon All, Hiring Leave a Comment

Apprentice Business Support Administrator We have an exciting opportunity for an apprentice to join our busy office at The Mellor Practice in Arundel. The practice, which provides independent financial advice to our clients, has been established for over 30 years and we now need to add to our administration team to support our growing business. The successful candidate will receive …