Long-Term Care

James Rixon All, Article, family, long term care, Protection Leave a Comment

Supporting self-care activities and independent living in later life. Rising life expectancy brings with it the challenge of how we fund our future care costs. The question is: who is responsible for looking after us if we need care in old age? Read more here: Guide to Long-Term Care

Creating Wealth for Children

James Rixon All, Article, children, family, Investment, kids Leave a Comment

Nurturing the future – investments to provide a flying start in life. Whether you’re a relative, parent, grandparent or a friend, investing for a child’s future is one of the most important things you can do. For any investor, time is a powerful ally – so where you are investing on behalf of children, you start with a great advantage. …

Stocks & Shares Individual Savings Accounts

James Rixon All, Article, Investment, ISA Leave a Comment

Stock markets may be a riskier home for your savings, but higher rewards may be possible if you plan and take a longer-term view. Over longer periods, stocks and shares tend to deliver a superior return to cash, despite periodic bouts of volatility… Read more here: Guide to Stocks & Shares ISA

Are you paying the correct contributions to your staff pension scheme?

James Rixon All, Pension Leave a Comment

Don’t risk a fine from the Pensions Regulator, talk to The Mellor Practice on 01903 882007 about auto-enrolment solutions today! http://www.thepensionsregulator.gov.uk/employers/contributions-funding-tax.aspx

Women will have to save an average of…

James Rixon All, Article, Pension Leave a Comment

Women will have to save an average of 3 percentage points more than men throughout their careers to enjoy the same income in retirement finds research. Read more on this from the Telegraph: http://www.telegraph.co.uk/pensions-retirement/news/pay-gap-means-women-must-save-3pc-get-pension-income/ Do you need to speak to someone about your pension arrangements? Contact us on 01903 882007. Remember, a pension is a long-term investment. The fund value …

Welfare and pensions secretary believes the government will have to…

James Rixon All, Article, Pension Leave a Comment

Welfare and pensions secretary believes the government will have to reform the triple lock on pensions within his lifetime reports the Guardian. Read more on this here: https://www.theguardian.com/money/2017/jun/22/triple-lock-on-pensions-will-go-eventually-says-pensions-secretary

Are you considering transferring some or all of your pension pot?

James Rixon All, Article, Pension Leave a Comment

Are you considering transferring some or all of your pension pot? Talk to The Mellor Practice for guidance… If you have questions about your pension arrangements, why not talk to us on 01903 882007. Remember a pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the …

Minister suggests women hit by pension age change ‘take up apprenticeships’

James Rixon All, Pension Leave a Comment

The pensions minister is facing criticism after suggesting that millions of women in their 60s who are facing cuts to their state pension could take up apprenticeships as a route to re-employment reports The Guardian. Talk to The Mellor Practice to explore retirement goals. https://www.theguardian.com/money/2017/jul/05/women-hit-by-pension-age-change-can-take-up-apprenticeships

‘I nearly lost my £10k when a letter was sent to my old address’

James Rixon All, Article, Pension Leave a Comment

‘I nearly lost my £10k when a letter was sent to my old address’ – must read article on pension transfers from This is Money… http://www.thisismoney.co.uk/money/pensions/article-4470206/Victory-worker-lost-10k-Reckitt-pension.html Call The Mellor Practice on 01903 882007

Are you losing money in cash ISAs?

James Rixon All, Article, Investment, ISA Leave a Comment

A recent report reveals the true scale of losses people who keep their long-term savings in cash ISAs have suffered, compared with those taking a more diversified investment approach. Read more on this here: https://lnkd.in/dTaUy9E Call The Mellor Practice on 01903 882007 Remember, the value of your investments can go down as well as up, so you could get back …