Have you thought about reducing your Inheritance Tax bill…? (Case Study)

James Rixon All, IHT Leave a Comment

Mrs A, a divorcee who approached us for help with reducing her Inheritance Tax bill. She has a valuable house in London and a small portfolio of buy-to-let properties. Her income is relatively modest in spite of her large Inheritance tax bill – approaching £200,000 – and as she is now retired, she does not wish to take on a …

How flexible is your Pension…? (Case Study)

James Rixon All, Pension Leave a Comment

Mr D is reducing his hours at work from 5 days to 3 and needs to top up his income from his pension savings, with a view to increasing the income drawn down when he retires fully in 5 years. He contacted us with questions on the options open to him. He does not wish to use annuities as this …

Working after State Pension age

James Rixon All, Article, Pension Leave a Comment

What happens if you want to keep working after you reach State Pension age? Do you have to retire? Read more here: https://lnkd.in/dCf3Tgx

Buy-to-let investors remortgage homes to pay…

James Rixon All, Article, buy-to-let Leave a Comment

Buy-to-let investors are re-mortgaging homes to pay down landlord loans ahead of higher tax reports Telegraph Money: https://lnkd.in/dKtRfrU

How risky are the family finances?

James Rixon All, Article, family Leave a Comment

Do you know how your family would pay the bills if you were unable to work for any length of time? All of us are exposed to a certain amount of financial risk. For instance, how would you and your family pay the bills if you were unable to work for any length of time, or worse still, if you …

Expect the unexpected – cyber security – 2017 and beyond

James Rixon All, Article, fca, regulation, security Leave a Comment

Speech by Nausicaa Delfas, Executive Director at the FCA, delivered at the Financial Information Security Network Read in full here: https://lnkd.in/dguSA67

Apprentice Business Support Administrator Required

James Rixon All, Hiring Leave a Comment

Apprentice Business Support Administrator We have an exciting opportunity for an apprentice to join our busy office at The Mellor Practice in Arundel. The practice, which provides independent financial advice to our clients, has been established for over 30 years and we now need to add to our administration team to support our growing business. The successful candidate will receive …

Protect yourself from scammers

James Rixon All, Article, Pension Leave a Comment

Thinking of doing something with your pension pot? Read these five tips to protect yourself from scammers from The Pensions Regulator: http://www.thepensionsregulator.gov.uk/individuals/dangers-of-pension-scams.aspx

Ignore the impulse and help your wallet and mental health

James Rixon All, Article Leave a Comment

More than a third (37%) of UK adults have regretted buying online on impulse, and that number jumps to more than half (55%) for people who’ve experienced mental health problems reports the Money Advice Service in their blog. Are you finding it hard to ignore the impulse to splurge? Read more here and take a look at the handy Shopper …

Put just £40 a week aside to enjoy a happy retirement

James Rixon All, Article, Pension Leave a Comment

Put just £40 a week aside to enjoy a happy retirement says Which! report. It surveyed 2,700 retired and semi-retired Which? members and found that, on average, retired couples spend £18,000 a year on life’s essentials. Read more on this here and talk to Lighthouse for information on planning for your retirement: https://lnkd.in/d7w43Mq