Women will have to save an average of…

James Rixon All, Article, Pension Leave a Comment

Women will have to save an average of 3 percentage points more than men throughout their careers to enjoy the same income in retirement finds research. Read more on this from the Telegraph: http://www.telegraph.co.uk/pensions-retirement/news/pay-gap-means-women-must-save-3pc-get-pension-income/ Do you need to speak to someone about your pension arrangements? Contact us on 01903 882007. Remember, a pension is a long-term investment. The fund value …

Welfare and pensions secretary believes the government will have to…

James Rixon All, Article, Pension Leave a Comment

Welfare and pensions secretary believes the government will have to reform the triple lock on pensions within his lifetime reports the Guardian. Read more on this here: https://www.theguardian.com/money/2017/jun/22/triple-lock-on-pensions-will-go-eventually-says-pensions-secretary

Are you considering transferring some or all of your pension pot?

James Rixon All, Article, Pension Leave a Comment

Are you considering transferring some or all of your pension pot? Talk to The Mellor Practice for guidance… If you have questions about your pension arrangements, why not talk to us on 01903 882007. Remember a pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the …

‘I nearly lost my £10k when a letter was sent to my old address’

James Rixon All, Article, Pension Leave a Comment

‘I nearly lost my £10k when a letter was sent to my old address’ – must read article on pension transfers from This is Money… http://www.thisismoney.co.uk/money/pensions/article-4470206/Victory-worker-lost-10k-Reckitt-pension.html Call The Mellor Practice on 01903 882007

Are you losing money in cash ISAs?

James Rixon All, Article, Investment, ISA Leave a Comment

A recent report reveals the true scale of losses people who keep their long-term savings in cash ISAs have suffered, compared with those taking a more diversified investment approach. Read more on this here: https://lnkd.in/dTaUy9E Call The Mellor Practice on 01903 882007 Remember, the value of your investments can go down as well as up, so you could get back …

Paying for long-term care: are you prepared?

James Rixon Article, long term care Leave a Comment

Most people have to pay some or all of the cost of their long-term care and their family home is likely to be the largest asset on which they will need to draw to meet care costs – unless they make other arrangements. Talk to The Mellor Practice on 01903 882007 to see how we could help…. http://www.lighthousegroup.plc.uk/paying-for-long-term-care-are-you-prepared/

Working after State Pension age

James Rixon All, Article, Pension Leave a Comment

What happens if you want to keep working after you reach State Pension age? Do you have to retire? Read more here: https://lnkd.in/dCf3Tgx

Buy-to-let investors remortgage homes to pay…

James Rixon All, Article, buy-to-let Leave a Comment

Buy-to-let investors are re-mortgaging homes to pay down landlord loans ahead of higher tax reports Telegraph Money: https://lnkd.in/dKtRfrU

How risky are the family finances?

James Rixon All, Article, family Leave a Comment

Do you know how your family would pay the bills if you were unable to work for any length of time? All of us are exposed to a certain amount of financial risk. For instance, how would you and your family pay the bills if you were unable to work for any length of time, or worse still, if you …

Expect the unexpected – cyber security – 2017 and beyond

James Rixon All, Article, fca, regulation, security Leave a Comment

Speech by Nausicaa Delfas, Executive Director at the FCA, delivered at the Financial Information Security Network Read in full here: https://lnkd.in/dguSA67