Are you paying the correct contributions to your staff pension scheme?

James Rixon All, Pension Leave a Comment

Don’t risk a fine from the Pensions Regulator, talk to The Mellor Practice on 01903 882007 about auto-enrolment solutions today! http://www.thepensionsregulator.gov.uk/employers/contributions-funding-tax.aspx

Women will have to save an average of…

James Rixon All, Article, Pension Leave a Comment

Women will have to save an average of 3 percentage points more than men throughout their careers to enjoy the same income in retirement finds research. Read more on this from the Telegraph: http://www.telegraph.co.uk/pensions-retirement/news/pay-gap-means-women-must-save-3pc-get-pension-income/ Do you need to speak to someone about your pension arrangements? Contact us on 01903 882007. Remember, a pension is a long-term investment. The fund value …

Welfare and pensions secretary believes the government will have to…

James Rixon All, Article, Pension Leave a Comment

Welfare and pensions secretary believes the government will have to reform the triple lock on pensions within his lifetime reports the Guardian. Read more on this here: https://www.theguardian.com/money/2017/jun/22/triple-lock-on-pensions-will-go-eventually-says-pensions-secretary

Are you considering transferring some or all of your pension pot?

James Rixon All, Article, Pension Leave a Comment

Are you considering transferring some or all of your pension pot? Talk to The Mellor Practice for guidance… If you have questions about your pension arrangements, why not talk to us on 01903 882007. Remember a pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the …

Minister suggests women hit by pension age change ‘take up apprenticeships’

James Rixon All, Pension Leave a Comment

The pensions minister is facing criticism after suggesting that millions of women in their 60s who are facing cuts to their state pension could take up apprenticeships as a route to re-employment reports The Guardian. Talk to The Mellor Practice to explore retirement goals. https://www.theguardian.com/money/2017/jul/05/women-hit-by-pension-age-change-can-take-up-apprenticeships

‘I nearly lost my £10k when a letter was sent to my old address’

James Rixon All, Article, Pension Leave a Comment

‘I nearly lost my £10k when a letter was sent to my old address’ – must read article on pension transfers from This is Money… http://www.thisismoney.co.uk/money/pensions/article-4470206/Victory-worker-lost-10k-Reckitt-pension.html Call The Mellor Practice on 01903 882007

How flexible is your Pension…? (Case Study)

James Rixon All, Pension Leave a Comment

Mr D is reducing his hours at work from 5 days to 3 and needs to top up his income from his pension savings, with a view to increasing the income drawn down when he retires fully in 5 years. He contacted us with questions on the options open to him. He does not wish to use annuities as this …

Working after State Pension age

James Rixon All, Article, Pension Leave a Comment

What happens if you want to keep working after you reach State Pension age? Do you have to retire? Read more here: https://lnkd.in/dCf3Tgx

Protect yourself from scammers

James Rixon All, Article, Pension Leave a Comment

Thinking of doing something with your pension pot? Read these five tips to protect yourself from scammers from The Pensions Regulator: http://www.thepensionsregulator.gov.uk/individuals/dangers-of-pension-scams.aspx

Put just £40 a week aside to enjoy a happy retirement

James Rixon All, Article, Pension Leave a Comment

Put just £40 a week aside to enjoy a happy retirement says Which! report. It surveyed 2,700 retired and semi-retired Which? members and found that, on average, retired couples spend £18,000 a year on life’s essentials. Read more on this here and talk to Lighthouse for information on planning for your retirement: https://lnkd.in/d7w43Mq